Bizcap Blog

Don't let a 'no' from a bank define your business.

55% of Bizcap customers say our funding helped them act fast on growth opportunities, because waiting to get paid can cost more than you think.

With over half of SMEs facing cash flow challenges, brokers have a prime opportunity to step up, deliver fast, flexible funding and become the go-to partner businesses rely on to stay ahead.

How a business Line of Credit can keep cash flowing this EOFY.

EOFY is around the corner—and if you’re feeling the pressure, you’re not alone. Before the last-minute scramble kicks in, here’s what you can get on top of now to close the year with confidence.

Turned away by others, this telecom business secured $34K from Bizcap to bridge the gap before a $60K payment landed and keep projects moving.

Plus: Hot tips for making the most of tax time.

A round-up of often-missed EOFY tax deductions for Australian small businesses, helping you spot what may be claimable before 30 June 2025.

Partnering with Bizcap in 2025 means fast approvals, flexible support, and more deals, so you can grow your income and your business with confidence.

Behind on ATO payments? You’re not alone—and with Bizcap, you’re not out of options.

From 1 July 2025, a quiet but costly change for SMEs will take effect: interest charged by the ATO on overdue debts will no longer be tax-deductible.

From cash flow gaps to new contracts, Bizcap’s $250K Line of Credit powered a transport company’s growth. With facilities now up to $750K, bigger opportunities are on the table for SMEs.

Traditional lenders make business loans hard. Bizcap makes it faster, easier, and more accessible. Here's how.

AFR spotlights Bizcap’s culture-first hiring as a key driver of global growth—and a reason we’ve been named a Best Places to Work finalist.

Learn how business loans can drive growth, manage cash flow, and support your business goals with the right financing options.

Discover how to ease cash flow, secure better terms, or consolidate debt through business loan refinance

Discover how SMEs power Australia’s economy in 2025, what defines them, the challenges they face, and how funding options like Bizcap can help them grow.

Discover how Bizcap’s low-doc loans deliver fast, hassle-free funding with minimal paperwork, helping SMEs access cash quickly.

Bizcap’s Bridging Finance offers fast, short-term funding up to $5M, with approvals in 24 hours.

“Joining AFG’s lending panel is a significant milestone in Bizcap’s commercial lending expansion,” says Chief Revenue Officer Rebecca Del Rio.

Stay ready and grow with up to $750K in flexible funding from Bizcap’s Line of Credit.

Bizcap’s fast $8,900 loan helped a traditional Islander food business restock, pay suppliers, and stay open.

Cash flow gaps hit even the most successful businesses—so how do savvy owners stay ahead? The answer lies in fast, flexible funding that turns obstacles into opportunities.

Struggling with cash flow? These 10 powerful hacks will help you stay liquid, stress less, and keep your business moving forward.

Facing urgent supplier payments and project costs, Bizcap helped this electrical business stay on track and keep operations running smoothly.

Simplify your marketing in 2025 with this broker-friendly content planner designed to help you stay consistent, relevant and connected with SME clients.

Partnering with Bizcap gives brokers fast, flexible funding, unmatched support, and the tools to grow their business

Seasonal shifts can challenge small businesses, but with the right strategies, you can manage fluctuations and thrive year-round. Here are 8 key tips to stay ahead.

With Bizcap’s Line of Credit and standout customer service, an e-commerce retailer secured seasonal stock on time, ensuring smooth operations and timely deliveries.

Plan your 2025 marketing campaigns with our event-packed calendar, offering creative tips and unique ideas to help your small business shine year-round.

Discover actionable strategies to fuel your SME’s success in 2025, from mastering cash flow to leveraging digital marketing, automation, and business loans.

Your credit score doesn’t have to stand in the way of business success. Discover how Bizcap can help you secure funding, no matter your score.

This holiday season, as Australians prepare to spend $70 billion, unlock strategies to help your small business thrive and kickstart a successful new year

If your business sells products via credit or debit card payments but sees a dip in sales, a merchant cash advance (MCA) could help you make ends meet temporarily. Let's dive deep into understanding MCAs.

Cash flow is the lifeblood that keeps businesses running. When your business faces a cash crunch, a working capital loan can provide the financial buffer necessary to maintain operations.

Take control of your small business’s finances with these expert tips and discover how Bizcap can help you thrive.

Discover how we helped this maintenance company gear up for growth and take his business to the next level

Understand the world of business loans and which one is best suited for your needs. Let’s explore fast and flexible funding options.

Discover Bizcap’s tailored financing solutions and find the perfect fit for your business needs. Let’s dive into fast and flexible funding options.

The Export Market Development Grants (EMDG) program offers matched funding to help Australian businesses with marketing costs for expanding overseas. Are you eligible, and which tier fits your goals?

Understanding the world of SME financing can be complicated, but we are here to break it down in this comprehensive guide.

Set to launch in Q1 2025, Bizcap’s move will provide Singapore’s small and medium-sized enterprises (SMEs) with accessible short-term funding tailored to their needs.

Do your small business clients ever face cash flow shortfalls, where instant access to capital could bridge the gap? Here’s the solution you’ve been waiting for.

Read the real-life success stories where simple yet effective conversations with clients turned into exceptional outcomes.

Misconceptions about small business loans such as the need for a perfect credit score or the belief that loans are only available to struggling businesses can hold you back. Let’s separate fact from fiction.

When IT issues delayed payments from her major clients, this business owner was left unable to pay for new stock. She approached her bank for a loan, but their lengthy approval process was far too slow for her urgent needs. Enter Bizcap.

"We’re excited to be recognised as one of LinkedIn’s Top Startups in Australia for 2024," says Chief Revenue Officer Rebecca Del Rio.

Explore the ins and outs of cash flow financing: Including how it works, potential benefits, risks and practical tips to support your business growth.

With valuable tax offsets for research and development, Australia’s R&D Tax Incentive helps businesses innovate and grow.

Discover how Bizcap’s dedicated broker support team helps brokers close deals fast and unlock new opportunities through personalised guidance and rapid approvals.

As the housing market slows, mortgage brokers are diversifying into small business loans, tapping into a $20 billion industry and becoming one-stop shops for their clients’ financial needs

Asset finance and mortgages used to be the core business of broker Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.

With $1 billion in loans funded and successful launches in New Zealand and the UK, Bizcap has gone from strength to strength. Here's how an open-minded approach coupled with unbeatable turnaround times made this possible

How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.

Get more leads as a broker and boost business from existing clients with these simple marketing strategies.

Are you a mortgage or asset finance broker looking to increase brokerage revenue? The obvious way to do that would be to grow your client base but there’s another, simpler way.

Discover how Bizcap’s referral model helps brokers secure solutions for their clients with minimal effort and maximum results.

Small businesses can struggle to obtain loans due to the prohibitively high barriers to entry and slow-moving processes of banks and non-banks alike. With its holistic approach to credit assessment and unbeatable speed, Bizcap is redefining the rigid lending landscape

Struggling to secure a business loan? Uncover the top 7 reasons and see how Bizcap can help your small business thrive!

The achievement positions Bizcap among the top 100 companies of its size to work for in Australia.

The instant asset write-off allows businesses to immediately deduct the cost of an asset in the year it was purchased, instead of gradually depreciating it over time. Are you eligible and what assets can you claim?

Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.

“Bizcap demonstrates excellent customer experience above and beyond the traditional realms of service or lending,” says WeMoney CEO.

John’s shop was bleeding cash as he tried to build up his customer base. With Bizcap’s help, he smoothed out cash flow until the shop was profitable.

It comes as we make Business Line of Credit widely available to small and medium businesses.

The husband and wife owners fast-tracked renovations and purchased new equipment, driving increased sales.

Plus: Why Bizcap’s broker support and referral options makes it stand out among other lenders.

This year, 99% of employees said Bizcap is a great place to work – compared with 56% of employees at a typical Australia-based company.

With a unique credit model and superior customer service, Bizcap has stood by its commitment to saying “yes” more often, empowering SMEs across a range of industries.

"We assess real-time potential, and believe in giving businesses a chance to rebuild," says Truong.

Facing an inventory shortfall, a fashion wholesaler secured Bizcap funding and enjoyed a prosperous Christmas sales period.

“We probably wouldn’t still be around if it wasn't for the loans and help we got from Bizcap,” said the small business owner.

A race against time, a call to Bizcap and an $800K loan funded that day. Discover how Bizcap’s unbeatable speed opened doors for a Sydney business owner.

When other lenders look for reasons to decline loan applications, Bizcap seeks out ways to fund them. It's one of the reasons we're the most open-minded lender in Australia and New Zealand.

The nominations recognise Bizcap’s innovation, sustainable business model, leadership, and superior workplace culture.

After experiencing rapid growth in Australasia, and in a significant stride towards supporting small businesses globally, Bizcap is entering the UK market.

Banks ask for various documents when you apply for a business loan. With Bizcap, it’s different; you can submit a business loan application with just one document and get a loan offer in as little as 3 hours.

Tens of thousands of small businesses are taking a hit to their credit scores due to unpaid taxes. Bizcap can tailor a loan to get you through this difficult period.

Running your own business comes with numerous challenges and triumphs. One area that often gets overlooked is the importance of organisational culture.

Also: two important factors that set Bizcap apart from other lenders.

Our launch of Bridging Finance and Line of Credit was covered in The Adviser, who highlighted the competitive edge brokers gain when accessing them for their clients.

We’re on a mission to empower SMEs with fast access to funds. That’s why we’ve launched two new financial solutions – Line of Credit and Bridging Finance – and increased the size of loans we offer to an industry-leading $5 million.

As we look back, we feel immense pride for the dedication of our people, the relationships with our partners and the incredible services we provided to our small business customers.

Here are some key dates to capitalise on with creative marketing campaigns, as well as innovative strategies for seizing these opportunities.

Small businesses have to navigate and prepare for seasonal fluctuations in cash flow and operations. Here are tips for staying ahead all year long.

Abraham White, co-founder and joint managing director at Bizcap, recently caught up with Australian Broker to discuss the firm's pivotal role in SME lending.

Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.

Here's why EOFY is important for small businesses and some essential tasks for maximising growth opportunities.

Looking to boost profitability? Look no further! Here are five tips from Bizcap, one of the leading small business loan providers in Australasia.

Brokers and finance professionals play a vital role in helping small businesses secure the financing they need. Find out why Bizcap is the best lender to partner with in Australasia.

Businesses struggling to secure loans from banks can now turn to Bizcap for quick finance, reports the New Zealand Adviser, as the non-bank lender increases its lending limit in New Zealand to $2M.

Do you need to set up a website for your small business? Here is a quick summary of some free website builders that can help take your business online.

Despite all the struggles the last few years, SME owners are standing strong. Here are six tips that could give your business an advantage over the coming months.

We’ve unleashed the power of fast funding, securing our largest deal to date for a business whose bank couldn’t help. The broker who referred the client to us was quoted in The Adviser praising our “smooth and seamless” process.

Bizcap the most open-minded lender in the Australian and New Zealand recently funded its largest ever deal in just under two days.

If the last three years have taught SMEs anything, it's to be ready and prepared for everything. So, what lies ahead for 2023?

Bizcap capped off a big year with meaningful industry recognition, taking home awards for our small business loans and customer service, while being a finalist for innovation.

As a Broker and/or Accountant, partnering with small businesses is one of the most important and rewarding roles you can play in your career. But how can Bizcap help?

Working capital is vital for every business. Here's everything you need to know about working capital, along with some solutions to help bridge any gaps.

Cash flow finance is a business loan that's provided based on projected cash flow, and can help smooth out those peaks and troughs in your business.