Bizcap Blog

Tips, News and Insights to Help Your Small Business Grow Big

Small business owner, using tips and tricks learnt from Bizcap's 2025 marketing event calendar
Plan your 2025 marketing campaigns with our event-packed calendar, offering creative tips and unique ideas to help your small business shine year-round.
Customers in a toy store that got quick help from Bizcap's line of credit funding option
With Bizcap’s Line of Credit and standout customer service, an e-commerce retailer secured seasonal stock on time, ensuring smooth operations and timely deliveries.
Construction worker smiling after reading the ultimate performance guide for 2025, discovering actionable strategies for success
Discover actionable strategies to fuel your SME’s success in 2025, from mastering cash flow to leveraging digital marketing, automation, and business loans.
Women working in construction happy after getting a Bizcap loan despite a bad credit score
Your credit score doesn’t have to stand in the way of business success. Discover how Bizcap can help you secure funding, no matter your score.
Small business owner reading Bizcap's guide to holiday success while preparing for a new year
This holiday season, as Australians prepare to spend $70 billion, unlock strategies to help your small business thrive and kickstart a successful new year
a business owner learning about merchant cash advances
If your business sells products via credit or debit card payments but sees a dip in sales, a merchant cash advance (MCA) could help you make ends meet temporarily. Let's dive deep into understanding MCAs.
Small business owner in retail smiling after receiving a working capital loan
Cash flow is the lifeblood that keeps businesses running. When your business faces a cash crunch, a working capital loan can provide the financial buffer necessary to maintain operations.
Small business owners high five after completing a financial health check with Bizcap
Take control of your small business’s finances with these expert tips and discover how Bizcap can help you thrive.
A small business owner plumbing happy after receiving a Bizcap loan
Discover how we helped Stephen Younan gear up for growth and take his business to the next level
a business owner happy after discovering bizcap- the best business loan providers
Understand the world of business loans and which one is best suited for your needs. Let’s explore fast and flexible funding options.
Bizcap employees exploring Bizcap's financing options with small business owners
Discover Bizcap’s tailored financing solutions and find the perfect fit for your business needs. Let’s dive into fast and flexible funding options.
Business owner getting the Australian export market development grant in 2024
The Export Market Development Grants (EMDG) program offers matched funding to help Australian businesses with marketing costs for expanding overseas. Are you eligible, and which tier fits your goals?
a small business owner understanding SME finance options with Bizcap
Understanding the world of SME financing can be complicated, but we are here to break it down in this comprehensive guide.
Joseph Lim Portrait
Set to launch in Q1 2025, Bizcap’s move will provide Singapore’s small and medium-sized enterprises (SMEs) with accessible short-term funding tailored to their needs.
Bizcap Chief Revenue Officer Rebecca Del Rio and Bizcap Chief Operating Officer Adam Szental
Do your small business clients ever face cash flow shortfalls, where instant access to capital could bridge the gap? Here’s the solution you’ve been waiting for.
Broker having a needs based conversation with their small business client to get a business loan
Read the real-life success stories where simple yet effective conversations with clients turned into exceptional outcomes.
Small business owner reading about the 6 myths about small business loans
Misconceptions about small business loans such as the need for a perfect credit score or the belief that loans are only available to struggling businesses can hold you back. Let’s separate fact from fiction.
A smiling woman small business owner working in the construction industry standing next to her supplies.
When IT issues delayed payments from her major clients, this business owner was left unable to pay for new stock. She approached her bank for a loan, but their lengthy approval process was far too slow for her urgent needs. Enter Bizcap.
A cafe business owner getting ready to serve customers
Explore the ins and outs of cash flow financing: Including how it works, potential benefits, risks and practical tips to support your business growth.
Bizcap makes LinkedIn lists of top 20 startups in Australia
"We’re excited to be recognised as one of LinkedIn’s Top Startups in Australia for 2024," says Chief Revenue Officer Rebecca Del Rio.
A scientist in a lab doing research and development for her small business
With valuable tax offsets for research and development, Australia’s R&D Tax Incentive helps businesses innovate and grow.
Two women discuss SME lending opportunities in a café
As the housing market slows, mortgage brokers are diversifying into small business loans, tapping into a $20 billion industry and becoming one-stop shops for their clients’ financial needs
Bizcap Senior Business Development Manager Nathan Evans and Bizcap Partnerships Manager Madeleine De Guingand
Discover how Bizcap’s dedicated broker support team helps brokers close deals fast and unlock new opportunities through personalised guidance and rapid approvals.
A broker sitting with their client at a café discussing business loan options.
Asset finance and mortgages used to be the core business of broker Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.
Broker sitting with small business client at Bizcap's office.
With $1 billion in loans funded and successful launches in New Zealand and the UK, Bizcap has gone from strength to strength. Here's how an open-minded approach coupled with unbeatable turnaround times made this possible
Bad credit business loan for struggling business owner.
How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.
A broker in a blue shirt is assisting a smiling client at an office desk in a modern environment at the Bizcap office , both appearing engaged in their conversation.
Are you a mortgage or asset finance broker looking to increase brokerage revenue? The obvious way to do that would be to grow your client base but there’s another, simpler way.
Bizcap worker showing broker some easy marketing tips to build clients
Get more leads as a broker and boost business from existing clients with these simple marketing strategies.
Small business owner smiling
Small businesses can struggle to obtain loans due to the prohibitively high barriers to entry and slow-moving processes of banks and non-banks alike. With its holistic approach to credit assessment and unbeatable speed, Bizcap is redefining the rigid lending landscape
Bizcap head of sales
Discover how Bizcap’s referral model helps brokers secure solutions for their clients with minimal effort and maximum results.
Fast business loans for construction.
Struggling to secure a business loan? Uncover the top 7 reasons and see how Bizcap can help your small business thrive!
Bizcap is a Best Place to Work
The achievement positions Bizcap among the top 100 companies of its size to work for in Australia.
Smiling man working on a laptop in a bright office with mathematical equations on a whiteboard in the background, doing his Instant Asset Write-off for his small business.
The instant asset write-off allows businesses to immediately deduct the cost of an asset in the year it was purchased, instead of gradually depreciating it over time. Are you eligible and what assets can you claim?
A Spud Farmer Made $400,000 with Bizcap's Help
Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.
Bizcap customer support and loan specialist speaking with a customer - wemoney award winning loans
“Bizcap demonstrates excellent customer experience above and beyond the traditional realms of service or lending,” says WeMoney CEO.
Small business loan for butcher.
John’s shop was bleeding cash as he tried to build up his customer base. With Bizcap’s help, he smoothed out cash flow until the shop was profitable.
Team photo showing a group of diverse professionals working together in a modern office environment, including men and women of various ages and ethnicities.
It comes as we make Business Line of Credit widely available to small and medium businesses.
Two bakery-cafe owners who achieved business growth with Bizcap's loans.
The husband and wife owners fast-tracked renovations and purchased new equipment, driving increased sales.
Happy workers at the Bizcap headquarters.
This year, 99% of employees said Bizcap is a great place to work – compared with 56% of employees at a typical Australia-based company.
Portrait of Nathan Evans
Plus: Why Bizcap’s broker support and referral options makes it stand out among other lenders.
Bizcap colleagues celebrating Bizcap's 5-year anniversary.
With a unique credit model and superior customer service, Bizcap has stood by its commitment to saying “yes” more often, empowering SMEs across a range of industries.
A smiling small business owner, holding a yellow hard hat and standing in a construction building with a ladder in the background, reflecting on the end of financial year.
Plus: Hot tips for making the most of tax time.
Fashion wholesaler who overcame financing difficulties through Bizcap.
Facing an inventory shortfall, a fashion wholesaler secured Bizcap funding and enjoyed a prosperous Christmas sales period.
Bizcap leadership team at the office, including Chief Credit Officer Tony Truong
"We assess real-time potential, and believe in giving businesses a chance to rebuild," says Truong.
A happy plumber after receiving a Bizcap Business loan.
“We probably wouldn’t still be around if it wasn't for the loans and help we got from Bizcap,” said the small business owner.
Builder achieving small business growth via bridging finance.
A race against time, a call to Bizcap and an $800K loan funded that day. Discover how Bizcap’s unbeatable speed opened doors for a Sydney business owner.
Portrait of Bizcap's Isaac Garson
When other lenders look for reasons to decline loan applications, Bizcap seeks out ways to fund them. It's one of the reasons we're the most open-minded lender in Australia and New Zealand.
Bizcap Recognised as Leading Australian Lender with Finnies Award Nominations banner.
The nominations recognise Bizcap’s innovation, sustainable business model, leadership, and superior workplace culture.
Headshots of Rhys and Zalman, as Bizcap launches in the United Kingdom
After experiencing rapid growth in Australasia, and in a significant stride towards supporting small businesses globally, Bizcap is entering the UK market.
Small business owner determining what documents his business needs to apply for a business loan
Banks ask for various documents when you apply for a business loan. With Bizcap, it’s different; you can submit a business loan application with just one document and get a loan offer in as little as 3 hours.
Small business that is struggling with ATO debt
Tens of thousands of small businesses are taking a hit to their credit scores due to unpaid taxes. Bizcap can tailor a loan to get you through this difficult period.
A small business that has a positive company culture
Running your own business comes with numerous challenges and triumphs. One area that often gets overlooked is the importance of organisational culture.
Portrait of Bizcap's Mendy Ash
Also: two important factors that set Bizcap apart from other lenders.
Bizcap discussing the launching of two new sme financing solutions: line of credit and bridge of finance
Our launch of Bridging Finance and Line of Credit was covered in The Adviser, who highlighted the competitive edge brokers gain when accessing them for their clients.
Bizcap workers celebrating launching bridging finance, line of credit and increasing loan amount to $5M
We’re on a mission to empower SMEs with fast access to funds. That’s why we’ve launched two new financial solutions – Line of Credit and Bridging Finance – and increased the size of loans we offer to an industry-leading $5 million.
Bizcap in 2023 report highlighting key commercial finance trends with a graphic depicting data insights.
As we look back, we feel immense pride for the dedication of our people, the relationships with our partners and the incredible services we provided to our small business customers.
Graphic illustrating small business marketing strategies.
Here are some key dates to capitalise on with creative marketing campaigns, as well as innovative strategies for seizing these opportunities.
Colleagues reading tips on how to navigate seasonal fluctuations in business.
Small businesses have to navigate and prepare for seasonal fluctuations in cash flow and operations. Here are tips for staying ahead all year long.
Portrait of Abraham White
Abraham White, co-founder and joint managing director at Bizcap, recently caught up with Australian Broker to discuss the firm's pivotal role in SME lending.
A residential real estate broker.
With the SME lending industry valued at $20 billion, Australian residential brokers can diversify their income stream by partnering with Bizcap.
Business loans for bookshop.
Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.
SME business owner identifying growth opportunities.
Here's why EOFY is important for small businesses and some essential tasks for maximising growth opportunities.
Business owner reading tips to boost profitability.
Looking to boost profitability? Look no further! Here are five tips from Bizcap, one of the leading small business loan providers in Australasia.
Brokers examining business financing options.
Brokers and finance professionals play a vital role in helping small businesses secure the financing they need. Find out why Bizcap is the best lender to partner with in Australasia.
Image of a New Zealand small business seeing the news that Bizcap has increased their lending capacity
Businesses struggling to secure loans from banks can now turn to Bizcap for quick finance, reports the New Zealand Adviser, as the non-bank lender increases its lending limit in New Zealand to $2M.
A web developer for small businesses.
Do you need to set up a website for your small business? Here is a quick summary of some free website builders that can help take your business online.
A business owner reading tips on small business growth.
Despite all the struggles the last few years, SME owners are standing strong. Here are six tips that could give your business an advantage over the coming months.
Bizcap funds $3.8 Loan to business in two days
We’ve unleashed the power of fast funding, securing our largest deal to date for a business whose bank couldn’t help. The broker who referred the client to us was quoted in The Adviser praising our “smooth and seamless” process.
Bizcap - small business loans.
Bizcap the most open-minded lender in the Australian and New Zealand recently funded its largest ever deal in just under two days.
2023 Business Outlook report featuring key trends and insights for real estate industry.
If the last three years have taught SMEs anything, it's to be ready and prepared for everything. So, what lies ahead for 2023?
Bizcap worker celebrating after receiving award.
Bizcap capped off a big year with meaningful industry recognition, taking home awards for our small business loans and customer service, while being a finalist for innovation.
Broker examining business financing options.
As a Broker and/or Accountant, partnering with small businesses is one of the most important and rewarding roles you can play in your career. But how can Bizcap help?
Small business owner getting working capital tips from the most open minded lender.
Working capital is vital for every business. Here's everything you need to know about working capital, along with some solutions to help bridge any gaps.
Business lending opportunities.
Cash flow finance is a business loan that's provided based on projected cash flow, and can help smooth out those peaks and troughs in your business.
Calculating gross and net profit.
Gross profit and net profit are important financial metrics in any small business. Knowing the difference between them is vital in understanding performance. Here's what you need to know.
Happy mechanic who overcame cash flow issues with a Bizcap loan.
Aaron was unsatisfied with his business bank, so he turned to Bizcap, where he found great service and fast access to cash.
A happy telco worker after Bizcap helped the telco survive COVID through business finance options.
A Telecom business deemed essential during COVID faced a delayed impact. Bizcap's flexible loans supported cash flow, proving highly valuable.
Small business owners reading 61 small business tips for growth.
Welcome to Bizcap’s Small Business Tips mega-list for 2024! We’ve spoken to our clients and industry experts and have collated their best insights to get your business going in the right direction for this year and beyond.
Illustration of a toy store with a focus on a sign saying 'How a Bizcap Loan Breathed Life Into Marco’s Dying Toy Store.
Marco’s business had hit rock bottom, but with the help of a Bizcap loan, it got back on track and doubled in size.
Making the most of EOFY 2022 - text overlay on an image, representing end-of-financial-year planning for businesses.
With the days ticking down to the end-of-financial-year. Here are a few ideas on how you can make the most of tax time.
A show business happy after securing a business loan.
With help from Bizcap, this show bag business has been able to thrive, despite the global pandemic and changing market conditions.
An example of an SME.
What actually is an SME (small to medium-sized business, for those of us who don't quite know for certain but have been too afraid to ask)? Well, it depends on who you ask.
Building a business brick by brick.
This experienced bricklayer went out on his own, using Bizcap's help to build his business and lay solid foundations for the future.
Image showing a successful 50-year-old business that has thrived with the help of Bizcap capital.
COVID-19 hit lots of businesses hard. One of the many that suffered was a 50-year-old sheet metal business which was forced to find funding to help with their cashflow.
A successful festive season with help through business financing options.
Whether you're aiming to capitalise on seasonal demand, or your industry has a traditional Christmas lull, it's important to have the right strategies in place.
Small business owners happy after receiving a business loan from Bizcap.
Traditional lenders have eligibility requirements that make it challenging to secure a business loan. Here's what they're looking for in your application and how Bizcap makes life easy.
Bizcap celebrating the launch of Bizcap New Zealand.
With the launch of Bizcap New Zealand, Bizcap showcases its desire to grow small-to-medium business by extending support to as many businesses as possible.
Small business which has obtained cash flow lending from Bizcap.
Cash flow is the lifeblood of every business. Learn more about a small businesses secret weapon to success in the following article.
Business loans for the beauty industry.
Caitlin Turner's small business came to a near stand still during Covid. Her business grew exponentially after quickly pivoting to expansion into US markets with the assistance of Bizcap.
Image showing a guide titled 'How to Get a Business Loan with a Bad Credit Score.
Are you worried about your bad credit score? No need to stress, Bizcap removes credit score barriers by evaluating each application on its own merit.
Worker walking confidently into the future with help through Bizcap lending.
Powering new retail stores in the midst of a pandemic seems insane. But not for Bizcap, whose flexible and supportive approach fueled this business's growth.
5 ways to make your life easier come tax time.
Not long ago we were all dealing with tax in the heart of a global pandemic. But EOFY is creeping up on us yet again. So, how can you ensure you're organised?
Business owner examining end of year financial opportunities.
End of financial year is fast approaching, and with it comes a fantastic opportunity to upgrade assets and build your business while reducing your taxable profits.
Bizcap at the Finnies awards.
Celebrating a remarkable year is always important and Bizcap is proud to announce that it have been named as a finalist in the Finnies 2021 awards
Bizcap partnerships.
Bizcap strengthens its partnerships by hiring Business Development Managers and an Account Executive, reaffirming its commitment to SMEs after experiencing 300% growth in the previous year.
Bizcap welcomes new team members who are joining the partnership team
The expansion of Bizcap’s team of Business Development Managers – at a time when many traditional and non-bank lenders are pulling back – has been covered in The Adviser, who emphasised the appointees’ vast experience and networks in finance sectors.
Fitness business owner happy after growing their business with Bizcap's financial help.
In challenging times, dreaming big is crucial for businesses like A1 Fitness Supplies, who utilized Bizcap funding to triple their revenue.
Secured business loans for construction companies.
Bizcap helped S & M Metals build resilience and grow, demonstrating the importance of flexible finance in small business continuity.
Business funding for logistics companies.
Bizcap's tailored funding transforms a $500,000 logistics firm into a $2.5 million success story in a year.
A Bizcap worker overseeing month on month growth through COVID.
Despite the economic downturn, Bizcap has experienced a 275% increase in funding space. Continuing to assist hundreds of SMEs in surviving and thriving in the challenging�environment.