An Australian design firm had earned a strong reputation for delivering premium interior fit-outs for a range of commercial clients across the country. As new projects emerged, the business needed fast access to capital to fund materials, labour, and expansion without interrupting operations or cash flow.

The company approached Bizcap with a clear goal: secure funding quickly, without the delays, heavy documentation, or property-backed requirements that often come with traditional lenders. They were seeking a solution that provided immediate liquidity and the flexibility to repay early without penalty.

Bizcap’s Line of Credit Ultra was the perfect fit, offering the speed, simplicity, and adaptability the business needed to keep their projects moving and their growth on track.

The challenge

As a growing design firm managing multiple large-scale commercial projects, the business needed $540,000 to fund upcoming contracts and purchase materials in advance. Traditional finance options weren’t suitable – they required property security, lengthy approval processes, and higher long-term costs.

The business wanted a funding partner who could move quickly and offer a short-term solution that matched their cash flow cycles. Time was critical, as delays could have put new opportunities at risk.

The Bizcap difference

Speed and simplicity

From application to approval, Bizcap delivered the fast turnaround the customer needed. The entire $540,000 Line of Credit Ultra was drawn down within just two days, providing instant access to working capital. Minimal documentation was required, allowing the business to focus on their projects rather than paperwork.

Flexibility and control

The customer chose the Line of Credit Ultra because it offered a shorter term and the freedom to repay early without penalty. With a rate of 8% for the first month, they could access funds quickly and pay off the balance sooner, significantly reducing overall costs. This flexibility aligned with their cash flow management strategy and project timelines.

Cost-effective and unsecured

Bizcap’s solution stood out from other lenders because it was flexible and competitively priced for the required term. There was no need for property backing, and the rate structure made it the most cost-effective choice compared to longer-term or less flexible funding options.

The outcome

Within two days of approval, the business had full access to their $540,000 facility. This enabled them to immediately secure a new contract, purchase necessary materials, and scale their operations to meet growing demand. The quick access to funds ensured no disruption to their project pipeline and positioned the business for continued growth.

The Line of Credit Ultra not only met their immediate funding needs but also reinforced their confidence in Bizcap as a partner capable of delivering flexible and fast financial solutions.

Flexible funding for your business

Big plans deserve fast funding. Bizcap helps Australian businesses access up to $7.5 million in as little as three hours, with same-day settlements and flexible repayment options.

Whether you’re expanding, investing, or simply keeping things moving, Bizcap provides the speed and support to power your growth.

Apply today and discover how Bizcap can power your next stage of business growth.