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Bridging Finance

Do you know funds are coming soon but need money while you wait? With Bizcap Bridging Finance, you can plug cash flow gaps at heavily reduced rates.
Loans of $150K to $5M
Save up to 65% on the cost of funds*
Funds in as little as 24 hours
Cash flow-friendly repayments
*compared with a Bizcap Secured Business Loan

Where Small Business Grows Big

in loans funded
small businesses helped

Business Loans
Made Simple

We’re committed to saying “yes” more often. To qualify for a Bizcap Bridging Finance Loan, you’ll need:
An active ABN/ACN
To own property
A clear exit strategy


Applying online takes less than 5 minutes and gives us everything we need to make an initial assessment.


Our team of loan specialists will assess your application quickly, without running a credit check.


If approved, you can have the funds in your account in as little as 24 hours.

Australia’s Most
Open-Minded Lender

Get funds and move on

We make the application and approval process simple so you can get on with business.

Fast and friendly

Get funds approved in as little as 3 hours, plus a dedicated loan specialist who will assist throughout your journey.

High approval rates

Bad credit score? Existing loans? No issues. We look at your business on the whole to assess creditworthiness.

No credit checks

We can make you a conditional offer without running a credit check. That saves denting your score.

Flexible repayments

We offer daily and weekly repayment plans to suit your cash flow.

Early payment discounts

While other lenders penalise you for paying off your loan fast, we incentivise it.
Our Solutions

How This Book Shop Diversified Its Inventory To Capture New Customers

Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.

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How a Mechanical Workshop Overcame Cash Flow Issues With a Bizcap Loan

Aaron was unsatisfied with his business bank, so he turned to Bizcap, where he found great service and fast access to cash.

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How Bizcap Helped a Telco Ride Out the Delayed COVID Wave

A Telecom business deemed essential during COVID faced a delayed impact. Bizcap's flexible loans supported cash flow, proving highly valuable.

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How a Bizcap Loan Breathed Life Into Marco’s Dying Toy Store

Marco’s business had hit rock bottom, but with the help of a Bizcap loan, it got back on track and doubled in size.

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How Bizcap Helped a Husband-and-Wife Team Give Their Bakery a Refresh

The duo fast-tracked renovations and purchased new equipment, driving increased sales.

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This Show Bag Business Nearly Doubled Its Turnover With Bizcap Loans

With help from Bizcap, this show bag business has been able to thrive, despite the global pandemic and changing market conditions.

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How Bizcap Helped This Bricklayer Build His Business and Bring On New Staff

This experienced bricklayer went out on his own, using Bizcap's help to build his business and lay solid foundations for the future.

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How a 50-Year-Old Sheet Metal Business Survived COVID With Bizcap’s Help

COVID-19 hit lots of businesses hard. One of the many that suffered was a 50-year-old sheet metal business which was forced to find funding to help with their cashflow.

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How Bizcap Helped This Aussie Beauty Business Expand Into the US

Caitlin Turner's small business came to a near stand still during Covid. Her business grew exponentially after quickly pivoting to expansion into US markets with the assistance of Bizcap.

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This Luxury Retailer Found Big Money Can Come Without a Big Headache

Powering new retail stores in the midst of a pandemic seems insane. But not for Bizcap, whose flexible and supportive approach fueled this business's growth.

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How A1 Fitness Supplies Seized a New Business Opportunity With Bizcap’s Help

In challenging times, dreaming big is crucial for businesses like A1 Fitness Supplies, who utilized Bizcap funding to triple their revenue.

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Ready To Apply?

Start gaining the benefits of a Bizcap business loan today!

Get in Touch

Monday to Friday: 8:30am to 5.30pm AEST
PO Box 195, Balaclava VIC 3183

What type of loans does Bizcap offer?

Bizcap specialises in providing fast and flexible business loans to small and medium-sized businesses. Our solutions include Fast Business Loans, Small Business Loans, Secured Business Loans, Bridging Finance and Lines of Credit. Our loan sizes vary from $5,000 to $5,000,000 and Lines of Credit are available up to $300,000.

Compare Solutions

How much can I borrow from Bizcap?

Bizcap offers business loans of $5,000 to $5,000,000 and Lines of Credit up to $300,000. To find out more about each of our loans, compare our solutions.

The specific amount of your business loan is influenced by factors like your business's cash flow, operational duration, assets, and loan purpose. We assess these aspects to gauge your business's health and creditworthiness.

Our aim is to offer customized loans that address each business's unique financial needs, minimizing risk for both parties. By thoroughly evaluating factors contributing to your business's financial health, we determine an appropriate loan amount and terms to support sustained growth and success.

How quickly can I get a business loan from Bizcap?

At Bizcap, we pride ourselves on providing fast and flexible business loans. Applications for a Bizcap Fast and Small Business Loans can be approved within 3 hours and funded that day.

Our other solutions can be issued in as little 24 hours. If you need funds sooner, let your Loan Specialist know and they can fast track your application. This quick turnaround ensures our customers get access to the funds they need to meet their obligations and grow in a competitive market.