When opportunity knocks, timing is everything — especially in the fast-moving health and disability support sector. For one NDIS health consultancy, a publicly listed company with about 10,000 shareholders, timing meant the difference between capitalising on a major growth opportunity and waiting another 18 months.

In July 2025, the consultancy was preparing to launch a key project that required $1 million in funding. A competing lender had approved only $500,000, leaving the company halfway there, as they had no property security to leverage. The business needed additional funding fast to keep its plans on track.

That’s where Bizcap stepped in. Within 24 hours, Bizcap assessed the company’s position, saw beyond the lack of assets, and delivered the capital needed to keep momentum alive.

The challenge

The consultancy faced a critical funding shortfall. Despite strong performance and a promising project pipeline, their existing lender capped support at $500,000, well below the $1 million required. With no property security and a tight timeline, traditional lenders weren’t an option.

The company needed fast, flexible funding, and a lender willing to look past conventional asset-based models.

The Bizcap difference

Where others saw limitations, Bizcap saw opportunity. By focusing on cash flow strength and overall business performance, Bizcap approved a $550,000 Prime Loan over 10 months, all within a single day.

Bizcap’s Prime Loan is a new product designed for growing businesses with strong fundamentals. Offering lower rates, longer terms (9–12 months) and higher lending limits, Prime is ideal for established SMEs looking to invest in growth without the pressure of shorter repayment schedules.  

Even though the consultancy already had an existing loan with another lender, Bizcap took a holistic approach to assessment, looking at the company’s overall financial health and growth potential rather than disqualifying them based on existing commitments. This flexible and client-first mindset is central to how Bizcap operates, empowering businesses with access to fast, fair, and tailored funding solutions.

Bizcap’s agile approach meant no unnecessary red tape, no drawn-out processes, and no requirement for property security. Instead, Bizcap looked at what mattered: the company’s ability to service the loan and its strong future potential.

The outcome

With Bizcap’s support, the consultancy was able to hire new staff, cover operational costs, and complete its project on schedule. The loan not only bridged an immediate gap but also unlocked long-term growth.

Without Bizcap’s timely funding, expansion would have been delayed by up to 18 months — a costly setback. Instead, the company is now generating more revenue and scaling rapidly, solidifying its position as a leader in the NDIS consultancy space.

Today, the consultancy continues to expand its team, scale operations, and strengthen its impact. It’s proof that the right financial partner can make all the difference.

Flexible funding for your business

At Bizcap, we help businesses access the funds they need — fast. Whether it’s a $10,000 boost or a multi-million-dollar loan, our process is simple, our approvals are quick, and our support is ongoing.

With access to up to $7.5 million in funding, approvals in as little as three hours, and same-day payments, Bizcap makes it easier for your business to move forward with confidence.

Apply today and discover how Bizcap can power your next stage of business growth.