What the 2026 Federal Budget means for small business cash flow
The 2026 Federal Budget delivers a mix of opportunities and ongoing challenges for Australian SMEs. Here’s what you need to know.
Bizcap achieves Great Place To Work® certification in Australia, Luxembourg, UK
Bizcap is proud to announce it has been officially Certified™ by Great Place To Work® across Australia, Luxembourg and the United Kingdom.
How Australian small businesses can prepare for Payday Superannuation
While 58% of business owners are unaware of Payday Superannuation, discover how your business can prepare for the upcoming July 1st changes and manage your working capital effectively.
What is the $20k instant asset write-off and how does it work in 2026?
The instant asset write-off, extended into 2026, allows businesses to claim assets immediately but only if they are ready for use by June 30.
Smart ways to use a business loan for EOFY funding
Discover how Bizcap makes end-of-financial-year funding simple, offering quick business loans to help Australian SMEs thrive.
Bizcap named one of HRD’s 5-Star Employers of Choice 2026
Bizcap has been recognised as one of Human Resources Director’s (HRD) 5-Star Employers of Choice for 2026, highlighting its continued commitment to building a high-performing, people-first workplace.
Bizcap named finalist in 2026 AFR BOSS Best Places to Work
We are proud to announce that we have been named a finalist in the 2026 AFR BOSS Best Places to Work.
How fast funding helped a Tasmanian beverage business manage cash flow after an unexpected setback
When an unexpected disruption put pressure on cash flow, a beverage business secured a $10,000 Fast Business Loan to stay operational and avoid project delays.
The best AI tools for SMEs in 2026
Many small and local businesses see AI as something only the “big players” can afford. The truth? AI has never been more accessible, affordable or relevant to SMEs.
Small loans in Australia: Fast, flexible funding for real-life needs
A guide to small loans in Australia covering loan types, approval criteria, costs and how businesses can access fast funding for short-term needs.
How a Sydney training academy secured a $30k Bizcap Line of Credit after expanding
After expanding to a larger facility, a training academy secured a $30,000 Bizcap Line of Credit via a broker to purchase uniforms while memberships grew.
How fast can you get a business loan approved in Australia?
Need funding quickly? Find out how business loan approval times vary in Australia and what factors can help businesses secure funding faster.
Bizcap named one of Australia’s Best Workplaces™ for Women 2026
Recognition by Great Place To Work® highlights Bizcap’s commitment to building a high-performance culture where women thrive.
$145k Line of Credit powers property development company
Discover how a property developer in a high-risk industry secured flexible working capital from Bizcap to manage supplier payments and wages without disrupting projects.
Victorian transport company boosts growth with a $35k Fast Business Loan
Learn how a Victorian transport business used a $35,000 Fast Business Loan to hire staff, keep up with demand, and grow with confidence thanks to strong customer support.
Car wash secures $132k business loan to support stock and cash flow
Explore how a car wash secured $132,000 in Bizcap funding to manage stock, strengthen cash flow and continue serving customers without interruption.
How a beverage store kept shelves stocked with a $70k Bizcap Line of Credit
Discover how a beverage store used a $70,000 Bizcap Line of Credit to access fast, flexible funding for stock and keep shelves full when demand increased.
Retail clothing brand finds cash flow relief with $210k Line of Credit
Explore how a $210k Line of Credit helped a retail clothing brand manage cash flow and prepare for a busy trading period when timing mattered most.
$500k fast: How a commercial property services provider secured working capital quickly
Discover how Bizcap helped a commercial property services provider access $500,000 in fast-working capital funding through a simple, efficient process.
Approval to funding in 45 minutes: Fast funding for a personalised gifts business
Here’s how a South Australian personalised gifts business secured $7,000 in funding in just 45 minutes with a Bizcap Fast Business Loan.
Keeping cash flow moving with a $45k loan for a Sydney technology wholesaler
“Bizcap made it possible for us to access funds over a short period of time to get equipment and tools, and boost our cash flow.”
Keeping the courts open: How a $120k Line of Credit helped a badminton venue manage a cash flow gap
Facing a short-term cash flow gap during a property refinance, a Sydney badminton venue used a $120,000 Line of Credit to keep operations running smoothly.
Supporting a burger restaurant through peak season with a $300k Line of Credit
When trading ramps up, having access to the right funding matters. Discover how a flexible Line of Credit supported a growing hospitality business.
More SMEs are turning to non-bank lenders, Bizcap study finds
A Bizcap study reveals the key financial pressures facing SMEs, from time-intensive cash flow management to growing reliance on non-bank lenders.
How an $11.5k loan helped a speech therapy practice stay open over the holidays
When a Queensland based speech therapy practice needed $11,500 over Christmas and New Year, Bizcap’s fast funding helped them stay on track.
Fast funding when it matters: How an $8k Bizcap loan kept a barbershop summer-ready
With an open-minded $8,000 fast loan, Bizcap helped a barbershop get through a tight period and prepare for summer.
How an interior design company expanded with a $540k Line of Credit Ultra
This Australian interior design company secured a $540,000 Line of Credit Ultra within two days, helping them to win new contracts and fuel business growth.
Payday Superannuation is coming — is your business ready?
Australian businesses are urged to start preparing now for a major change to superannuation payments which could create unexpected financial pressure.
Bizcap promotes Rebecca del Rio to Deputy CEO for APAC
Bizcap has promoted Rebecca del Rio to Deputy CEO for Asia-Pacific, recognising her substantial contributions to the company’s growth and evolution since joining at its inception.
Bizcap UK lifts lending limit to £1m to meet SME demand for flexible funding
Increased lending limit reflects Bizcap UK’s expansion, strong broker partnerships, and growing reputation as a reliable alternative lender.
Bizcap Canada relaunches with better pricing, faster decisions and broker-ready portal
Bizcap Canada relaunch reflects global alignment under the Bizcap Group, with same team and stronger platform.
Beyond home loans: Why summer is the perfect time for brokers to diversify
Here’s why brokers should diversify beyond home loans, expand into business lending, boost income, and strengthen client relationships.
€4m in 30 days: Bizcap’s German expansion sets new benchmark
Bizcap, one of the fastest-growing alternative business lenders, has marked its expansion into Germany as the company’s most successful international launch to date.
When is a short-term business loan better than a bank loan?
Explore when a short-term business loan could be the smartest move for your business, helping you stay agile and say yes to new opportunities.
Holiday rush, cash flow crush: Why labour hire planning is critical for end of year
Learn why labour hire planning is vital for SMEs during the holiday rush, and how end-of-year funding can help manage cash flow and maximise sales.
How a $175k Bizcap Line of Credit supported a dental clinic’s next stage of growth
With Bizcap's Line of Credit available up to $750,000, a dental clinic accessed $175,000 to expand capacity while protecting cash flow.
AI meets capital: Bizcap welcomes 8fig into its global portfolio to accelerate growth funding
Bizcap, together with its US affiliate NewCo Capital Group, is proud to announce that it has acquired 8fig and that it has become part of the Bizcap Group.
How to register for GST in Australia (2025)
If your business earns over $75,000, GST registration isn’t optional. Here’s exactly how to get it done right in 2025.
From funding gap to fast growth: How a health consultancy scaled with Bizcap’s new Prime Loan
Here’s how a health consultancy capitalised on a major growth opportunity by taking out a Bizcap Prime Loan.
Bizcap expands lending into Germany
Bizcap's official launch into Germany marks another milestone in our global growth—backing businesses with speed, simplicity, and an open-minded approach.
Partnering with Bizcap: Your broker questions answered
At Bizcap, we’re here to answer your most common questions and give you clarity and confidence when partnering with us
Line of Credit Ultra a ‘game-changer’ for SMEs seeking fast, flexible funding
Small and medium-sized enterprises (SMEs) now have access to a smarter line of credit designed to adapt to their needs, providing financial flexibility to manage cash flow and capture rapid growth opportunities.
Business loans for bad credit in Australia: What are your options in 2025?
Discover why bad credit in Australia is no longer the end of the road for SMEs. Alternative lenders like Bizcap are ensuring that past credit challenges don't define your business's future.
Bizcap boosts lending power: $7.5m for Aussie SMEs, $4m for Kiwi businesses
Bizcap has raised its lending limits in Australia and New Zealand to meet growing demand for larger, more flexible finance solutions.
Is financial history destiny? Rethinking how we fund Australian SMEs
Discover how Bizcap is rethinking SME funding by looking beyond past financial struggles and backing the resilience driving Australia’s business growth.
Open Banking frees Australian SMEs from the red tape trap
Here's how Open Banking enables SMEs to share their financial data securely with lenders and fintechs, transforming the lending landscape.
What do I need to apply for a business loan in Australia?
With Bizcap, applying for a business loan has never been simpler, thanks to our low-doc process and same-day funding options
Bizcap is named a Best Place To Work in 2025
The achievement positions Bizcap 8th among the top 100 companies of its size to work for in Australia, earning recognition in the top 30 workplaces for the second year running
What brokers and advisers should know before referring clients to Bizcap
Bizcap helps brokers secure fast, flexible SME funding with strong commissions and a dedicated support team.
From bank denials to business wins: Why rejected SMEs are now thriving
How non-bank lending is changing the game for SMEs.
The hidden cost of waiting: How slow finance is crippling SMEs
The ripple effects of delayed financing on small businesses.
What Amazon and Uber taught us about lending to SMEs
The new-wave of open-minded lenders disrupting traditional banking.
Bizcap announces Luxembourg launch, marking first step in continental Europe expansion
Bizcap’s expansion will provide Luxembourg’s small and medium-sized enterprises (SMEs) with easy access to short-term funding solutions tailored to their unique needs
Denied by a bank? You're probably a better business than you think
Don't let a 'no' from a bank define your business.
The real cost of payment delays for SMEs (and how to fix it)
55% of Bizcap customers say our funding helped them act fast on growth opportunities, because waiting to get paid can cost more than you think.
How brokers can succeed in uncertain economic times
With over half of SMEs facing cash flow challenges, brokers have a prime opportunity to step up, deliver fast, flexible funding and become the go-to partner businesses rely on to stay ahead.
How to avoid an end of financial year cash flow crisis with a Business Line of Credit.
How a business Line of Credit can keep cash flowing this EOFY.
End of financial year survival guide: 7 steps to prepare your small business
EOFY is around the corner—and if you’re feeling the pressure, you’re not alone. Before the last-minute scramble kicks in, here’s what you can get on top of now to close the year with confidence.
Australia EOFY: 7 surprising things you can claim as a tax deduction for your small business in 2025
Plus: Hot tips for making the most of tax time.
EOFY deductions: What your business might be missing
A round-up of often-missed EOFY tax deductions for Australian small businesses, helping you spot what may be claimable before 30 June 2025.
How Australian brokers can benefit from partnering with Bizcap in 2025
Partnering with Bizcap in 2025 means fast approvals, flexible support, and more deals, so you can grow your income and your business with confidence.
Don’t let ATO debt or tax-time cash flow crunch stop your business–Here’s how to stay ahead
Behind on ATO payments? You’re not alone—and with Bizcap, you’re not out of options.
ATO tax debt is about to get more expensive — get ahead now
From 1 July 2025, a quiet but costly change for SMEs will take effect: interest charged by the ATO on overdue debts will no longer be tax-deductible.
Keeping freight moving: how a $250k Line of Credit allowed a transport company to win new contracts
From cash flow gaps to new contracts, Bizcap’s $250K Line of Credit powered a transport company’s growth. With facilities now up to $750K, bigger opportunities are on the table for SMEs.
Bizcap recognised as one of AFRs Best Places to Work for 2025
AFR spotlights Bizcap’s culture-first hiring as a key driver of global growth—and a reason we’ve been named a Best Places to Work finalist.
Bizcap joins AFG’s lending panel to expand SME  financing options
“Joining AFG’s lending panel is a significant milestone in Bizcap’s commercial lending expansion,” says Chief Revenue Officer Rebecca Del Rio.
How the Export Market Development Grant Works in 2024
The Export Market Development Grants (EMDG) program offers matched funding to help Australian businesses with marketing costs for expanding overseas. Are you eligible, and which tier fits your goals?
Bizcap announces plans for Singapore expansion, appoints Joseph Lim as Managing Partner
Set to launch in Q1 2025, Bizcap’s move will provide Singapore’s small and medium-sized enterprises (SMEs) with accessible short-term funding tailored to their needs.
Introducing Bizcap’s Business Line of Credit: Putting Funds at the Fingertips of SMEs
Do your small business clients ever face cash flow shortfalls, where instant access to capital could bridge the gap? Here’s the solution you’ve been waiting for.
Bizcap makes LinkedIn’s list of top 20 startups in Australia
"We’re excited to be recognised as one of LinkedIn’s Top Startups in Australia for 2024," says Chief Revenue Officer Rebecca Del Rio.
Bizcap is Named a Best Place To Work in 2024
The achievement positions Bizcap among the top 100 companies of its size to work for in Australia.
Bizcap Wins Wemoney Award for Outstanding Service in 2024
“Bizcap demonstrates excellent customer experience above and beyond the traditional realms of service or lending,” says WeMoney CEO.
Bizcap Funds $1 Billion in Small Business Loans
It comes as we make Business Line of Credit widely available to small and medium businesses.
Bizcap Earns 2024 Great Place to Work Certification
This year, 99% of employees said Bizcap is a great place to work – compared with 56% of employees at a typical Australia-based company.
Bizcap Appoints Tony Truong as Chief Credit Officer and Doubles the Size of its Credit Team to Meet Global Demand
"We assess real-time potential, and believe in giving businesses a chance to rebuild," says Truong.
Bizcap Recognised as Leading Lender with Award Nominations
The nominations recognise Bizcap’s innovation, sustainable business model, leadership, and superior workplace culture.
Bizcap Launches in the UK with Innovative Lending Solutions
After experiencing rapid growth in Australasia, and in a significant stride towards supporting small businesses globally, Bizcap is entering the UK market.
In the news: Bizcap launches two new SME financing solutions
Our launch of Bridging Finance and Line of Credit was covered in The Adviser, who highlighted the competitive edge brokers gain when accessing them for their clients.
Bizcap 2024: Launching Bridging Finance, Line of Credit and Loans of $5M
We’re on a mission to empower SMEs with fast access to funds. That’s why we’ve launched two new financial solutions – Line of Credit and Bridging Finance – and increased the size of loans we offer to an industry-leading $5 million.
In the news: The Bizcap approach to SME lending
Abraham White, co-founder and joint managing director at Bizcap, recently caught up with Australian Broker to discuss the firm's pivotal role in SME lending.
Essential EOFY checklist for SME growth opportunities
Here's why EOFY is important for small businesses and some essential tasks for maximising growth opportunities.
In the news: Bizcap increases lending capacity in New Zealand to help more SMEs
Businesses struggling to secure loans from banks can now turn to Bizcap for quick finance, reports the New Zealand Adviser, as the non-bank lender increases its lending limit in New Zealand to $2M.
In the news: Bizcap funds $3.8M loan in two days
We’ve unleashed the power of fast funding, securing our largest deal to date for a business whose bank couldn’t help. The broker who referred the client to us was quoted in The Adviser praising our “smooth and seamless” process.
Bizcap’s record deal sets a new standard for business lending
Bizcap the most open-minded lender in the Australian and New Zealand recently funded its largest ever deal in just under two days.
Highlights from the 2022 WeMoney Business Awards
Bizcap capped off a big year with meaningful industry recognition, taking home awards for our small business loans and customer service, while being a finalist for innovation.
61 Small Business Tips for 2024
Welcome to Bizcap’s Small Business Tips mega-list for 2024! We’ve spoken to our clients and industry experts and have collated their best insights to get your business going in the right direction for this year and beyond.
How Bizcap helped this bricklayer grow his business
This experienced bricklayer went out on his own, using Bizcap's help to build his business and lay solid foundations for the future.
Bizcap's New Zealand expansion: A new milestone
With the launch of Bizcap New Zealand, Bizcap showcases its desire to grow small-to-medium business by extending support to as many businesses as possible.
Bizcap reaches Finnies 2021 finalist status
Celebrating a remarkable year is always important and Bizcap is proud to announce that it have been named as a finalist in the Finnies 2021 awards
Bizcap’s commitment to investing in meaningful relationships
Bizcap strengthens its partnerships by hiring Business Development Managers and an Account Executive, reaffirming its commitment to SMEs after experiencing 300% growth in the previous year.
In the news: Bizcap boosts partnerships team to meet growing demand
The expansion of Bizcap’s team of Business Development Managers – at a time when many traditional and non-bank lenders are pulling back – has been covered in The Adviser, who emphasised the appointees’ vast experience and networks in finance sectors.
Bizcap's steady double-digit Growth During COVID
Despite the economic downturn, Bizcap has experienced a 275% increase in funding space. Continuing to assist hundreds of SMEs in surviving and thriving in the challenging�environment.
Bizcap appoints first head of partnerships
Bizcap Expands with Industry Veteran Kama Atcheson as First Head of Partnerships, Pioneering a Unique Solution Lending Approach and Unprecedented Flexibility in the Face of Challenges.