A Queensland-based speech therapy practice faced immediate cash flow pressures over the Christmas and New Year period, with essential bills falling due and limited time to secure funding

With the holiday period limiting availability and slowing traditional finance options, the business needed a fast, reliable solution to meet its commitments and continue supporting clients without disruption.

The challenge

The practice delivers speech therapy services focused on helping children and adults build strong communication skills through practical, outcome-driven support. As a service-based healthcare business, ongoing expenses such as wages and operational costs continue regardless of seasonal fluctuations in cash flow.

In this case, the Christmas and New Year period placed added pressure on the business, with $11,500 required urgently to cover expenses falling due over the holiday break.

With limited time and reduced availability across traditional finance options, the business needed emergency funding to meet its obligations and maintain uninterrupted care for clients.

The Bizcap difference

Having previously supported the practice across multiple facilities, the Bizcap team already understood the business, its cash flow patterns and the pressures that can arise in a healthcare setting.

Bizcap approved a $11,500 Fast Business Loan, with funds released within hours. This fast turnaround allowed the business to cover wages and other essential expenses during the Christmas and New Year period, avoiding disruption at a critical time.

With $72,500 funded across multiple deals, the existing relationship enabled a flexible, streamlined experience. The Bizcap team remained accessible throughout, providing ongoing support for account queries, balances and additional payments as needed.

The business owner said,

Bizcap stepped in and funds were in my account within hours

The outcome

The funding helped the business navigate a challenging period over the Christmas and New Year break, allowing it to meet wage commitments and cover essential expenses without disruption.

Reflecting on the experience, the business owner highlighted the value of clear communication and dependable support when it mattered most.

Bizcap has very good communication and understanding of business needs. The support team is all very prompt, responding to any of my questions quickly

With the immediate pressure eased, the practice was able to move forward with confidence, knowing it had a trusted lending partner to support it through future challenges.

Fast funding when it matters most

Bizcap helps Australian small businesses access fast, flexible funding when it’s needed most. With approvals in as little as three hours and funding of up to $7.5 million available, businesses can move forward with confidence, even during challenging periods.

Whether you’re managing cash flow pressure or covering unexpected costs, Bizcap is here to help.

Apply today to see how Bizcap can support your business.