About Us

Financing SMEs in Australasia, since 2019

Bizcap is a leading business lender operating in Australia and New Zealand – want to learn more about us?

As Australasia’s most open minded lender, we believe that small businesses should have fast access to the capital they need to grow, even if they don’t have the ‘perfect credit score’.

We take a systematic approach to assessing credit and risk by really getting to know our customers, and our holistic approach means we assess more than just their credit.

We’re proud to provide small businesses with simple and hassle-free loans from $5,000 – $4,000,000, funded within 3 hours.

We pride ourselves on supporting those that need it most, and we welcome businesses:

With defaults or judgements of hardships;

That have been declined from other lenders;

With poor credit scores (we have no
minimum credit score requirements);

We are able to support this space for a number of reasons:

Our management team has over 15 years underwriting experience, primarily in US markets, which is at least 7-8 years ahead of the local market;

Our systematic, robust and efficient due diligence methodology;

Our ability to price risk appropriately, allowing us to support businesses in a way that is sustainable for both parties;

We provide our customers:

A digital workflow process (application, due diligence, and fulfilment), which means they can be assessed and funded within 3 business hours;

Access to funding when they need it most, and when other lenders will not support them;

Ongoing support and access to more funds, assuming repayments and business circumstances are healthy